Past Events | April 8th, 2009 |

Topic: Typical Credit Decision Process of a Foreign Commercial Bank

Organized byThe Professional Commons

(A certificate will be given to the participants for application of CPD credits)

Contents

‧      Equity return vs debt return
‧      Asset-based lending vs cash-flow based lending
‧      Two sources of repayment of a loan and credit analysis
‧      Credit decision process and credit authority
‧      Export financing and working capital financing in Hong Kong

Target applicants

‧      Accountants helping small and medium enterprises
‧      Engineers who would like to get exposure in finance
‧      Entrepreneurs interested in getting bank financing
‧      Government officials interested in getting a better understanding of bank operations
‧      Politicians interested in supporting small and medium enterprises

Background of the Speaker

Mr. Victor Wai is the Senior Vice President of a top-tier international bank with experience in client management, credit audit and risk management.  He was a Senior Economist of the US Government in his early career.

Mr. Wai has an economic degree from the University of Hong Kong, a MBA from the Chinese University of HK and a Master of Banking from the Monash University.  He is a chartered banker, qualified accountant and a professional economist.

Outside his career, Mr. Wai is an honorary trainer of the Hong Kong Institute of Bankers and had conducted over 50 seminars for PRC bankers in recent years.  He is a member of the Election Committee of the HK SAR Government and is a founding member of the Professional Commons, a think-tank aimed at sharing professional knowledge with the public.